Thursday, July 18

JM Financial Mutual Fund: Worth Buying Funds of This AMC?

JM Financial Mutual Funds is one of the reliable mutual fund companies that offer many types of investment options to a wide range of investors. Offering a variety of alternatives suited for diverse investor needs, JM Financial Mutual Fund has built a track record of competitive returns in various market conditions.

This article will discuss whether or not JM Financial Mutual Fund’s offerings are worth considering.

Performance of JM Financial Mutual Fund

The performance of JM Financial Mutual Funds has been commendable with several of its schemes showing promising returns.

For instance, the JM Flexi Cap Fund Direct Plan-Growth has given a trailing return of 61.87% over one year, 30.35% over three years, and 26.22% over five years. The expense ratio of the fund is 0.44 % and it has an asset size of Rs. 2472.06 crore.

Other funds including JM Value Fund – (Direct) – Growth and JM Aggressive Hybrid Fund – Direct – Growth have also yielded good returns with returns at 29.42% and 25.03%.

These returns are competitive as compared to average market returns for such types of funds.

Pros of Investing in JM Financial Mutual Fund

Below are some of the pros that come with investing in JM Financial Mutual Fund.

  1. Diverse Portfolio: JM Financial Mutual Fund offers a wide range of funds including debt, equity, ELSS, liquid, and fixed assets funds.
  2. Experienced Management: The fund managers at JM Financial Ltd. have a deep knowledge of the industry.
  3. Focus on Potential Companies: Some of their funds, like the JM Mid Cap Fund, focus on companies that have the potential to become large-caps.
  4. Process-Driven Approach: They follow a process-driven and internalized modeled approach.
  5. Active Fund Management: Their active fund management has the ability to generate superior returns.

Risks of Investing in JM Financial Mutual Fund

Like any mutual fund, buying JM Financial Mutual Fund has its risks. Here are some potential risks of investing in JM Financial Mutual Fund:

  1. Market Risk: Mutual fund investments, including those offered by JM Financial Mutual Fund, are subject to the ups and downs of the market. The Net Asset Value (NAV) of the units issued under the scheme may be affected by changes in interest rates, trading volumes, settlement periods, transfer procedures, and performance of individual securities.
  2. Interest Rate Risk: Changes in interest rates can affect the NAV of the mutual fund schemes.
  3. Credit Risk: The NAV will also be exposed to credit risk, which is the risk of an issuer defaulting on a security.

Is It Worth Buying Funds of JM Financial Mutual Fund?

JM Financial Mutual Fund has a strong track record and offers a diverse range of funds. Their funds have shown promising returns and the fund managers have an in-depth understanding of the industry. They follow a process-driven approach and their active fund management has the ability to generate competitive returns. However, like any investment, it’s important to do your own research and consider your own financial goals and risk tolerance before you invest in mutual funds.

On the other hand, investing in JM Financial Mutual Fund, like any other mutual fund, comes with its own set of risks such as market risk, interest rate risk, and credit risk. Therefore, while the funds of JM Financial Mutual Fund have potential, the decision to invest should be based on individual financial goals, risk appetite, and investment horizon.


Investing in mutual funds offered by JM Financial AMC can potentially align with your financial objectives, providing diversification and professional management. Whether you seek growth or stability, JM Financial Mutual Fund’s track record and investment approach offer a compelling choice.

If you’re looking to explore their funds further, use Dhan Trading for seamless investing and monitoring, ensuring your financial goals are met efficiently and securely.

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